Should I Check for Dog Bite Coverage In My Insurance Policy

Dog bites can be extremely serious, leaving victims with lasting scars, disfigurement and permanent injuries. The states handle dog bite cases differently with some following what is known as the one-bite rule and others, such as California, instead holding dog owners strictly liable when their dogs attack. Because traditional homeowners and commercial general liability policies…

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What is Uninsured Motorist Coverage?

Driving is an inherently dangerous activity.  When motor vehicles such as cars or trucks are involved in accidents, people can be seriously injured. In addition, these incidents happen with alarming frequency in cities and towns throughout the county. In fact, the National Highway Traffic Safety Administration1 (NHTSA), there were more than 2.3 million people injured…

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The Purpose and Types of Insurance

Insurance policies are abundant in the United States because incidents are abundant in the United States. Each year, people invest trillions of dollars in various types of necessary coverage. A myriad of policies exists, and they all have the same main goal: protection. The purpose of an insurance policy is to protect the policyholder from…

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