The importance of bicycle accident insurance for cyclists

While bicyclists also own automobiles, some do not, choosing to instead use their bicycles as their means of transportation. Those who do own insured cars may not be aware that their policies also provide some protection to them if they are injured in a bicycle accident while commuting. Cyclists who do not own cars and…

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What is Uninsured Motorist Coverage?

Driving is an inherently dangerous activity.  When motor vehicles such as cars or trucks are involved in accidents, people can be seriously injured. In addition, these incidents happen with alarming frequency in cities and towns throughout the county. In fact, the National Highway Traffic Safety Administration1 (NHTSA), there were more than 2.3 million people injured…

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The Purpose and Types of Insurance

Insurance policies are abundant in the United States because incidents are abundant in the United States. Each year, people invest trillions of dollars in various types of necessary coverage. A myriad of policies exists, and they all have the same main goal: protection. The purpose of an insurance policy is to protect the policyholder from…

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