Injury & Insurance LAW- 3 State Comparative Analysis: RI, MA & CA!

Rhode Island (RI) and Massachusetts (MA) personal injury attorney, David Slepkow and California (CA) negligence and injury lawyer, Steven Sweat, have coordinated their efforts to provide this multi-state analysis of tort and injury Insurance law. Most non lawyers assume that liability, negligence and insurance law is relatively similar across states in the United States. This…

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Travel Insurance, Injuries and Claims

Travel insurance is a good idea if you are planning on spending thousands of dollars for a dream vacation. There are so many scenarios that could cause an interruption including weather, illness, late flights and more. Too often, those who travel overlook this important option for vacation. In fact, overall only 22 percent of travelers…

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Illegal Bad Faith Insurance Tactics Hurt Injured Victims Twice

Negotiating with insurance companies in an effort to obtain compensation after a vehicle accident is often challenging. In some incidences, insurance carriers do not properly negotiate a claim for accident and injury compensation in good faith. When a car, motor vehicle or premises accident victim is denied appropriate and reasonable compensation for their injuries caused…

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Seniors are Often Victims to Predatory Insurance Practices

Senior citizens have enough to worry about, from health to family to bills. Unfortunately, the insurance companies do not always live up to what they promise. Even if there is a signed policy, people get screwed under. In far too many cases each year, older residents are punished by the companies they trusted just for…

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RI Case is Injury Lawyer Dream & Insurance Nightmare

The ASERMELY V ALLSTATE decision in 1999 was a very bold and important decision by the Rhode Island Supreme Court. In Asermely, The RI Supreme Court essentially said ‘enough is enough’ to big insurance and their divisive, unfair and heavy handed tactics. In a decision which was essentially dicta, but constitutes the current law in…

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Primary vs. Excess Insurance in Personal Injury Claims

What is primary insurance coverage and what is considered excess coverage and how does this affect personal injury claims?   The definition of “primary” insurance is coverage which immediately kicks in upon the occurrence of an event giving rise to potential liability.  In addition, the insurance carrier holding the “primary” policy, usually has the immediate…

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“First Party” vs. “Third Party” Insurance Coverage

While there are numerous types of insurance policies and insurance coverage within those different policies, insurance can, generally, be categorized in one of two forms as follows: (1) “First Party”; and (2) “Third Party”.  Some policies fall within one or the other and some insurance policies have aspects of both.  Depending upon your the laws…

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Beware the “Burning” Insurance Policy

Many people don’t know that there are so-called “burning” insurance policies or “burning limits” or “defense within limits” policies.  What this means is that the cost of defense (including hourly fees for attorneys to defend the lawsuit, expert consultants and witnesses, and all other costs of defending a claim) reduce the total limit of coverage.…

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Uninsured Motorists: A Major Problem Across the U.S.

Uninsured motorists are a major problem across the U.S. according to many recent studies including one conducted by the Insurance Research Council.  The most recent report, entitled, “Uninsured Motorists, 2014 Edition”, concluded, based upon their research, that the problem of drivers operating motor vehicles without insurance has grown steadily worse in the last several years.…

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