While bicyclists also own automobiles, some do not, choosing to instead use their bicycles as their means of transportation. Those who do own insured cars may not be aware that their policies also provide some protection to them if they are injured in a bicycle accident while commuting. Cyclists who do not own cars and…
Dog bites can be extremely serious, leaving victims with lasting scars, disfigurement and permanent injuries. The states handle dog bite cases differently with some following what is known as the one-bite rule and others, such as California, instead holding dog owners strictly liable when their dogs attack. Because traditional homeowners and commercial general liability policies…
The Massachusetts Supreme Judicial Court in Dicarlo v. Suffolk Construction Company determined that Workers Compensation Insurance Companies in Massachusetts were barred from placing a lien on the pain and suffering 3rd party negligence claims of injured victims. This ruling in the Commonwealth of Massachusetts dealt a significant blow to big insurance and their heavy handed and…
Uninsured and under-insured motorist coverage is a smart insurance choice because we all know that many drivers in the U.S. are driving around with little or no insurance. (See prior blog post – click here). Having the coverage on just the vehicles you drive the most, though, can leave you coming up short in the…