Part 2 of 10 Insurance companies do not pay claims because they are legally obligated to pay them to properly compensate injured victims for their losses. Every payment made by an indemnity and surety company to a car accident or slip and fall victim is a cold and calculated business, cost / benefit decision generally…
PART 1 of 10 Let’s start with the central premise. Insurance companies do not pay claimants in car accident, premises liability, slip and fall and truck accident causes of action because they are legally obligated to compensate the claimant for his or her damages. Insurance Companies certainly do not care about making the injured victim…
Shame on Geico! I’ll say it again. Shame on Geico Indemnity Company! Their conduct in the case of Richard Foote v. Geico Indemnity Company shows, at best, a real lack of common sense and basic human dignity and at worst their conduct is malicious, arrogant and heavy handed. One of the reasons I helped start…
All motorists, homeowners and others should check their insurance policies regularly to see whether their insurance coverage is in conformity with their lives and whether they are adequately protected. This post will spotlight two cases out of Rhode Island in which the RI Courts determined that a person had no insurance coverage insuring a particular…
Most automobile Insurance Liability policies require the insured to obtain consent to settle with the at fault party from their own underinsured (UIM) insurance company before they can pursue an underinsured motorist car accident claim. When a personal injury attorney settles a case with a negligent motorist, they are required to give a release to…
Title insurance is a very strange type of insurance, indeed! Title Insurance is, perhaps, the most murky and least understood area of insurance available to regular people. Title Insurance Coverage is the only insurance available that only covers events that already occurred. It does not cover anything that occurs in the future after you purchased…
Insurance Companies owe their Insured a contractual and common law duty of good faith and fair dealing. When an insurance company unreasonably refuses to compensate a victim of a motor vehicle crash or other mishap and breaches their obligations of good faith and fairness, their actions are commonly known as “bad faith”. “An insurer’s breach…
Uninsured Motorist and Underinsured Motorist Insurance Coverage is crucially important Insurance Coverage for all motorists. If someone is injured as a result of the negligence of an uninsured third party, the injured victim will receive no compensation as a result of the automobile wreck unless they have uninsured motorist coverage. In a UM or UIM…
“Drive other cars” (DOC) commercial coverage may be important for most business owners, employees or partners who have a motor vehicle owned in a corporate capacity. “Drive other cars” coverage is absolutely essential for anyone who has a car owned by a corporation, Limited Liability Company LLC or business entity, when the person does not…